Is Credit Repair Legal?

Yes, credit repair is legal, and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed.

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How long does the credit repair process take?

If you have errors on your credit reports that can be successfully disputed, you could see improvement in your credit with the first update in 45 days, though typically the process takes 6-12 months.